Post Title- Credit Manager
Department: Risk Management
Employer: Yes Bank
About Employer
Yes Bank Limited is an Indian private sector bank headquartered in Mumbai, India and was founded by Rana Kapoor and Ashok Kapur in 2004. It offers wide range of banking and financial products for corporate and retail customers through retail banking and asset management services.
Job Responsibilities :-
- Appraises /recommends/ approves credit proposals as per the delegation of authority.
- Reviews delinquent cases and document learning’s / portfolio reviews for risk management.
- Conducts process audits and reports delinquencies and anomalies.
- Recommends changes to policy/process based on local nuances / competitor feedback.
- Implements system integration plans.
- Monitors NPA and keeps a track of it.
- Ensures field customer visits for PD and deliveries within agreed TAT.
- Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.
- Ensures maintenance of Healthy Portfolio for the bank.
- Makes customer visits wherever required to ensure appropriate closure of the deal.
Purpose of Interaction
- For documentation requirement, understanding of customer profile and other discussions which helps in arriving at the decisioning of the deal
- For understanding the policy, seeking clarifications, advising modifications, wherever required
- For correction of process gaps noticed during appraisal of the loans
- For system related changes, correction of bugs, system errors etc. Manpower Planning.
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QUALIFICATION - Bcom, Chartered Accountant (CA), MBA Finance
EXPERIENCE - 0 To 3 Years
Type : Full Time
Job Location: Delhi, Chandigarh, Momarabad, Lukhnow, Chennai
Click on Location to Apply for the Job
Delhi West (Rajouri Garden)
Momarabad (Uttar Pradesh)
Lukhnow (Uattar Pradesh)
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